Insurance Services
A to Z Insurance Services. We specialize in providing insurance advisory and risk management solutions, combined with superior service. As your insurance advisor, our emphasis is not to sell, but to help you buy the right cover & policy. We focus on advising cost-effective and customized insurance packages for you. In the event of a claim, our team will work closely with you to ensure that the process is smooth and the settlement, swift.
Our team of experts analyze your needs and estimates the level of risk exposure, before advising an appropriate insurance solution. We take time to explain all the possible choices available, in simple terms, along with the benefits and downsides associated with each of them to you.
Term Insurance
Term Insurance is a Life Insurance policy that provides coverage for a specified time period. In an unfortunate event of death, the nominee of the deceased will be paid the death benefit.
Term insurance is cheaper when compared to permanent life insurance. Unlike most variants of permanent insurance, term insurance has no cash value.
Many policies offer level premiums for the duration of the policy, such as 10, 20, 30 & 40 years. These are often referred to as “level term” policies.
While premiums for these term policies remain the same for a set number of years, the premium increases significantly after this time period, thereby increasing the premium cost.
You can choose to get a lump sum amount or a combination of lump – sum and a monthly payout as per your requirements.
Health Insurance
Health Insurance, also known as Mediclaim, covers the expenses incurred on medical treatment and hospitalization. In case of sudden hospitalization, illness or accidents, health insurance takes care of the expenses on medicines, ambulance, hospital room, medical tests and other costs involved. The plan can be taken for an individual or for your family as a Family Floater Health Insurance Plan.
In a Family floater plan, the whole family is insured for a fixed sum insured value.
Top Ups
Your insurance cover just got bigger with a Top Up Plan. We have Insurance cover that takes care of the excess payment that may arise due to any illness over and above your existing Health Insurance policy. Even you don’t have Health Insurance you can opt for the Top-up and get covered beyond the deductible chosen.
Senior Citizen Plans
Turning sixty is a major milestone. It is a time to start being more careful about one’s health. A medical emergency can result in a financial crunch. To avoid this, it is recommended to take a comprehensive Senior citizen Mediclaim insurance policy.